Today’s Mortgage Rates and Home Ownership Decisions
The mortgage rate landscape in 2025 represents one of the most complex environments for homebuyers in recent memory. The Federal Reserve's recent 50 basis point rate cut signals a potential…
3 Proven Ways to Qualify for a Mortgage with Low Income
"Your income is too low for mortgage qualification." These words have crushed the homeownership dreams of countless aspiring buyers. But here's what traditional lenders won't tell you: there are proven…
Debt Relief Programs: A Comprehensive Guide to Financial Freedom
Debt Relief Programs: A Comprehensive Guide to Financial Freedom was written by Olu Ojo and originally appeared on Wealth of Geeks. Olu is a passionate entrepreneur who loves to blog…
How Do Student Loans Work?
Higher education opens doors to knowledge, growth, and endless possibilities. Unfortunately, it also introduces the burden of student loans and the daunting question: how do student loans work? Managing debts…
16 Big (And Little) Money Wasters That People Indulge Anyway!
Americans have several collective addictions, and wasting money is among the nastiest. Yet, for some reason, we forget how hard we worked to earn the money when it comes time…
10 Ways to Make Quick Cash When You’re in a Pinch
A pinch is an awkward place, but nearly everyone has been there. The bills sometimes pop up from nowhere, and regaining balance requires that you raise money at light speed.…
Gen Z Is Lonely Thanks to “Flexible” Remote Work, Falling Behind
Let's face it. Remote work brings strong emotions from both sides. Those who are in favor say it will help with work-life balance, save on commuting costs and a net…
17 Ways To Pay Off Credit Card Debt
17 Ways To Pay Off Credit Card Debt was written by Linda Meltzer and originally appeared on Savoteur. Linda is the founder of The Cents of Money, a personal finance…
Free Money Grants vs. Small Business Loans: What Option Is Best For You?
Free Money Grants vs. Small Business Loans: What Option Is Best For You? was written by Dana Wolk and originally appeared on Wealth of Geeks. Dana is a blogger with…
What You Need To Know About Bankruptcy
What You Need To Know About Bankruptcy was written for Playlouder by a contributing author. Please note that contributing opinions are that of the author. They are not always in…
What is a Personal Loan and How Does it Work?
Do you have expenses that you fail to pay on a regular basis? Or maybe a huge pile of high-interest debt requiring monthly payments that barely even cover the interest…
What Happens If You Stop Paying Credit Cards?
What Happens If You Stop Paying Credit Cards? Well, not-so-great things will happen...that's what! :( Credit cards are great tools to have if you’re able to use them wisely. Unfortunately,…
Your 5 Step Guide to Getting Debt Relief Fast
Your 5 Step Guide to Getting Debt Relief Fast was written by Meghan Alard, a guest contributor for Debt.com. She’s been a staff writer for ten years at one of…
What Is A Debt Consolidation Loan?
If you've got lots of debt from various sources, a debt consolidation loan could help you organize your finances and set your future straight. "What is a debt consolidation loan?"…
Personal Loans For Bad Credit
Many sources assume that you have good or at least neutral credit when looking at loan advice online. As a result, their solutions may not apply to those with bad…
How To Get Out of Debt Fast: 10+ Tips You Need To Know Now
There are many reasons why people get into debt, but many don't know how to get out of it. This article will show you what you need to do to…
APR vs. Interest Rate: Understanding the Difference can Save You Money
APR vs. Interest Rate was written by Cristian Ferrier, and it originally appeared on Your Money Geek. It has been republished with permission. APR vs. Interest Rate: What's the difference?…
When Does It Make Sense To Refinance Student Loans?
Our contributing author, Travis Hornsby, CFA, is Founder and CEO of Student Loan Planner. He lives with his wife in St. Louis, MO, where he loves thinking up new student loan…
How You Can Become Debt Free (And Even Get a Fresh Financial Start)
Being overwhelmed by debt can be stressful, frustrating, and even detrimental to your mental and overall health. If you're watching your debts pile up month after month, you may need…
What Happens If You Don’t Pay Student Loans?
If you're one of the many millions of graduates saddled with debt, it's understandable that you have some anxiety about paying off your loans. You may even start to wonder…