In this video, I discussed tips for first-time investors, emphasizing that if you're young, you shouldn't worry too much about market volatility and should focus on consistent investing using dollar-cost averaging – investing the same amount monthly regardless of market conditions. I recommended starting with $100 per month and working up to around $1,000 monthly ($15,000 annually), investing in simple index funds like the S&P 500 that historically return about 10% annually. As you approach your late 40s and beyond, I suggested shifting toward capital preservation with a more balanced portfolio to protect against market downturns near retirement.
